Best Umbrella Company in 2025 🏆
Invoicing Without a Company
Invoicing Without a Company
- Only 1.95% fee - with no fixed or hidden costs
- Nettolön till ditt konto inom 24 timmar från betalning
- Support every day between 9 AM and 11 PM
- Support for 47 countries, 8 currencies & IBAN
Utbetalning.com is a provider for, among others:
Freelancers & consultants
Skicka enkelt fakturor till dina kunder utan att ha eget företag. Du får lön till utbetalt ditt konto - vi sköter administration, skatter och deklarerar.
- Get paid via Bankgiro, Swish, bank transfer & IBAN
- Supports all VAT rates
- Tax-free expenses and mileage reimbursement
- Support for 47 countries, 8 currencies, and e-invoices
- Your own logo on your invoice
High safety standards
- A Swedish company with Swedish employees 🇸🇪
- Register and login with BankID
- Liability insurance and accident insurance included
- Salary payments via Swedbank within 24 hours
3 x lower fee
Our low fee gives you +8.72% more net salary in your pocket compared to companies like Frilans Finans and Cool Company.
Get support anytime
Everyone using Utbetalning.com has access to quick responses via chat (icon in the top right corner), phone, and email. We are also open 7 days a week.
Users' reviews
Get started
Register here
You create an account with BankID and get started in 1 minute. Welcome!
Exactly! And we have 3 times lower fees - and rank highest of all self-employed companies in Sweden according to Fakturerautanföretag.se.
Our low fee gives you an additional +8.72% in net salary paid to your account. 8.72% x 12 months equals an extra 1.05 months' salary per year. This means more than a full 13th salary.
With us, you have the opportunity to include your own logo on the invoice sent to the client at no additional cost! If you do not upload your own logo, our logo will be displayed instead.
Utbetalning Sverige AB offers comprehensive insurance coverage.
This includes, for example, insurance for general liability and product liability up to 10,000,000 SEK per incident, and consultant liability up to 2,000,000 SEK. Please feel free to review the insurance policies below.
- See Liability Insurance (PDF)
- See Accident Insurance (PDF)
There is no lower limit for invoicing.
As soon as we have received payment for your work from the Client, we usually pay your salary the same day, no later than the following day.
We apply a minimum payroll threshold for users who typically submit lower-value invoices. In such cases, we will process your payroll payment when either of the following occurs first: your paid invoices reach SEK 3,000 (excluding VAT), or the 25th of the month.